Non-Medical Costs That Are Not Covered Under RGHS For H1N1 Flu Treatment

The H1N1 flu is relatively rare in today’s time, but it still affects thousands of people around the country every year. With the widely available vaccine against the H1N1 flu, it has become less of a threat now. However, given that people are still affected and need to be hospitalized for this disease, medical insurance covers the treatment of H1N1 flu. 

RGHS, a state government-funded medical insurance scheme for state government employees, also covers the treatment of H1N1 flu. There are certain non-medical costs, however, that are not covered under RGHS for the treatment of H1N1 or swine flu. What are these charges? Let’s find out!

What Are Non-Medical Costs That Are Not Covered Under RGHS For Swine Flu Treatment?

As the name suggests, non-medical costs are not directly related to your swine flu treatment. These are often administrative costs or hospital charges that can’t be billed to the medical insurance company separately. These costs are often grouped into certain categories of non-medical charges. So, let’s check broad categories and some of the charges under them that are not covered under RGHS for swine flu treatment.

  • Personal comfort items

  • Items that are a part of hospital charges

  • Non-medical hospital administrative charges

  • External durable devices

  • Exception items that are covered under RGHS if requested specifically by prescriptions

These are the broad categories of charges not covered under RGHS for swine flu treatment. Now, let’s explore each of these categories and explore the charges that fall under each category respectively.

Toiletries & Personal Comfort Items

This category covers toiletries needed by the patient during their hospital stay and also personal comfort items. These items are non-essential to the treatment of the patient, so needless to say, RGHS does not cover them. Some of the charges that fall under this category are mentioned below.

  • Anne french charges

  • Razor

  • Towel

  • Belts

  • Barber charges

  • Cozy towel

  • Bottle

  • Hand wash

  • Cradle charges

  • Carry bags

  • Caps

  • Eye pad

  • Eau de Cologne

  • Beauty services

  • Toothpaste

  • Toothbrush

  • Tissue paper

  • Telephone charges

  • Sanitary pads

  • Leggings

  • Laundry charges

  • Guest Services

  • Bedpan

  • Flexi mask

  • Face mask

  • Hand holder

  • Crepe bandage

  • Carefree

  • Bed under pad charges

  • Eyelet collar

  • Diapers of any kind

Items Excluded As They Are Deemed As Hospital Charges

These charges are covered under the RGHS policy. However, they are not to be billed separately. These charges are covered as they are part and parcel of another medical treatment service which is billed to the medical insurance policy. Here are some of the charges that fall under this category.

  • Operation theatre booking charges

  • Microscope cover charges

  • Surgical drill charges

  • Sputum cup charges

  • Boyles apparatus charges

  • X-ray film charges

  • Surgical drill charges

  • Blood grouping charges

  • Eye drape charges

Hospital Administrative Charges

There are certain charges that RGHS does not cover because they are a part of the administrative costs of a hospital. Here are some of the charges that fall under this category.

  • Admission kit

  • Certificate charges

  • Conveyance charges

  • File opening charges

  • Medical certificate charges

  • Preparation charges

  • Washing charges

  • Medicine box charges

  • Courier charges

External Durable Device Charges

External durable devices are often needed for the healing of a patient. But, since the patient is already treated at this point, these charges are not covered under RGHS. Here are some of the charges that fall under this category.

  • Commode

  • Spacer

  • Spirometer

  • SPO2 probe

  • Splint

  • Cervical collar

  • Thermometer

  • Steam inhaler

  • Ambulance collar

  • Bipap machine

Exception Items That Are Payable When Supported By A Prescription

There are certain items that are not covered usually under RGHS unless specifically mentioned through a doctor’s prescription. Here are some of the items that fall under this category.

  • Gloves

  • Listerine

  • Lozenges

  • Mouth paint

  • Nebulisation kit

  • Zytee gel

  • Vaccination charges

Conclusion

These are some non-medical costs that are not covered under RGHS for the treatment of swine flu. To get the full picture of all the charges not covered under RGHS, please check out the official coverage list released by the RGHS portal. And if you are searching for the best medical treatment for swine flu under RGHS coverage, be sure to visit MediPulse hospital.


RGHSSohaib Khan