Non-Medical Costs That Are Not Covered Under RGHS For H1N1 Flu Treatment
The H1N1 flu is relatively rare in today’s time, but it still affects thousands of people around the country every year. With the widely available vaccine against the H1N1 flu, it has become less of a threat now. However, given that people are still affected and need to be hospitalized for this disease, medical insurance covers the treatment of H1N1 flu.
RGHS, a state government-funded medical insurance scheme for state government employees, also covers the treatment of H1N1 flu. There are certain non-medical costs, however, that are not covered under RGHS for the treatment of H1N1 or swine flu. What are these charges? Let’s find out!
What Are Non-Medical Costs That Are Not Covered Under RGHS For Swine Flu Treatment?
As the name suggests, non-medical costs are not directly related to your swine flu treatment. These are often administrative costs or hospital charges that can’t be billed to the medical insurance company separately. These costs are often grouped into certain categories of non-medical charges. So, let’s check broad categories and some of the charges under them that are not covered under RGHS for swine flu treatment.
Personal comfort items
Items that are a part of hospital charges
Non-medical hospital administrative charges
External durable devices
Exception items that are covered under RGHS if requested specifically by prescriptions
These are the broad categories of charges not covered under RGHS for swine flu treatment. Now, let’s explore each of these categories and explore the charges that fall under each category respectively.
Toiletries & Personal Comfort Items
This category covers toiletries needed by the patient during their hospital stay and also personal comfort items. These items are non-essential to the treatment of the patient, so needless to say, RGHS does not cover them. Some of the charges that fall under this category are mentioned below.
Anne french charges
Razor
Towel
Belts
Barber charges
Cozy towel
Bottle
Hand wash
Cradle charges
Carry bags
Caps
Eye pad
Eau de Cologne
Beauty services
Toothpaste
Toothbrush
Tissue paper
Telephone charges
Sanitary pads
Leggings
Laundry charges
Guest Services
Bedpan
Flexi mask
Face mask
Hand holder
Crepe bandage
Carefree
Bed under pad charges
Eyelet collar
Diapers of any kind
Items Excluded As They Are Deemed As Hospital Charges
These charges are covered under the RGHS policy. However, they are not to be billed separately. These charges are covered as they are part and parcel of another medical treatment service which is billed to the medical insurance policy. Here are some of the charges that fall under this category.
Operation theatre booking charges
Microscope cover charges
Surgical drill charges
Sputum cup charges
Boyles apparatus charges
X-ray film charges
Surgical drill charges
Blood grouping charges
Eye drape charges
Hospital Administrative Charges
There are certain charges that RGHS does not cover because they are a part of the administrative costs of a hospital. Here are some of the charges that fall under this category.
Admission kit
Certificate charges
Conveyance charges
File opening charges
Medical certificate charges
Preparation charges
Washing charges
Medicine box charges
Courier charges
External Durable Device Charges
External durable devices are often needed for the healing of a patient. But, since the patient is already treated at this point, these charges are not covered under RGHS. Here are some of the charges that fall under this category.
Commode
Spacer
Spirometer
SPO2 probe
Splint
Cervical collar
Thermometer
Steam inhaler
Ambulance collar
Bipap machine
Exception Items That Are Payable When Supported By A Prescription
There are certain items that are not covered usually under RGHS unless specifically mentioned through a doctor’s prescription. Here are some of the items that fall under this category.
Gloves
Listerine
Lozenges
Mouth paint
Nebulisation kit
Zytee gel
Vaccination charges
Conclusion
These are some non-medical costs that are not covered under RGHS for the treatment of swine flu. To get the full picture of all the charges not covered under RGHS, please check out the official coverage list released by the RGHS portal. And if you are searching for the best medical treatment for swine flu under RGHS coverage, be sure to visit MediPulse hospital.