ICU treatment in neurosurgery and neurology in RGHS
RGHS is a new initiative from the Rajasthan Government taken to ensure every person residing in the state can get monetary aid for proper health treatment.
As many people are in a dilemma about this new scheme, we have put forth some of the main details about how RGHS can be used for medical and ICU costs during neurological treatments,
Why are neurological and neurosurgical costs so high?
Several reasons govern the total medical costs and overheads for neurological and neurosurgical treatments. Before discussing how RGHS can cover the expenses in Rajasthan, first, let's understand why the costs are so high.
a. Neurological treatment is not the same as that of other departments. Doctors must rely on a holistic approach, combining medicinal, surgical, exercises, and therapeutical treatments to ensure perfect results.
b. The tests done to assess neurological diseases or imparities are pretty costly. Regular blood tests or X-rays cannot determine the real-time status of damaged or injured nerves. Tests like MRI scans, CT scans, and more are conducted to determine the neural health of a patient.
c. It is no wonder how extensive neurological treatments are. The patients need to consider charges for therapies like physiotherapies, speech therapies, and so on. To say the charges are high would be an understatement.
d. In addition, patients who need to be hospitalized earliest due to neurological problems need to pay a lot more per basis, especially if it is ICU admission.
What is RGHS, and can it help in neurological treatments?
RGHS or Rajasthan Government Health Scheme is a recently launched initiative to ensure everyone can receive quality treatments at private and government hospitals. It is mainly suitable for politicians and other associated roles, government officials, and pensioners. Government officials and employees receive an array of benefits in the neurological health sector, like
a. Neurological treatment at OPD for outdoor patients
b. Daycare services with cashless transactions
c. Inpatient treatment charges
d. Surgical and post-surgery treatment charges
Once your registration is complete, you can raise a claim for the limited amount mentioned per your scheme quota. The claim is approved almost immediately. As a government employee and the policy owner of the health scheme, you will have more allowances. Regarding the beneficiaries, the amount granted for neurological and neurosurgical treatments is less.
Areas covered under RGHS for neurological treatments
The RGHS scheme covers several areas for neurological and neurosurgical treatments. Here we have presented a brief about the sectors where you can get allowances.
| S. No. | Medical treatment and expense area | Covered / Not covered in RGHS |
|---|---|---|
| 1. | Admission Charges | ✓ |
| 2. | Room charges | ✓ |
| 3. | ICU charges (if any) | ✓ |
| 4. | Dr. visit | ✓ |
| 5. | Nursing charges | ✓ |
| 6. | Patient diet | ✓ |
| 7. | Investigation charges | ✓ |
| 8. | Pharmacy charges - Non Surgical items | ✓ |
| 9. | OT charges (if any) | ✓ |
| 10. | CSSD | ✓ |
| 11. | Oxygen, ventilator, DVT pump other equipment | ✓ |
| 12. | Special medical Instrument charges | ✓ |
| 13. | Implant, Mesh, IOL, Special surgical items, Stent | ✓ |
| 14. | Non-medical consumable items in ICU treatment/ medical management | X |
| 15. | Air Bed/DVT Pumps etc. | X |
| 16. | High end implants like titanium, valves etc that are not covered under the standard category | X |
| 17. | OT consumables that are not included in the package | X |
| 18. | Discharge Medicine (Covered in OPD) | X |
Apart from these, RGHS also covers surgical charges and all associated expenses. Therefore, people can quickly get the best treatment with this new healthcare scheme.