What’s Covered Under Chiranjeevi Health Insurance
In the budget session of 2021-22, the Chief Minister of Rajasthan, Mr Ashok Gehlot, announced the state’s health insurance scheme that aims to provide universal health insurance to all citizens of Rajasthan up to 5 lakh rupees. The Chiranjeevi health insurance scheme is the first universal health scheme provided by any state government in India. This scheme aims to provide cashless medical insurance facilities to all citizens of the state up to 5 lakh rupees. Now that you are clear on the Chiranjeevi health insurance and its features let’s take a closer look into what illnesses and medical problems are covered under the Chiranjeevi health insurance.
Coverage Details For Chiranjeevi Health Insurance
The Chiranjeevi health scheme of Rajasthan is a one of a kind scheme that will undoubtedly help the 82.4 million population of Rajasthan. This scheme covers many illnesses and diagnostic tests. A total of 1576 medical tests are covered under the scheme. Diseases such as black fungus and COVID-19 are also brought under the scheme.
Any person enlisted for the scheme can avail care for various chronic and non-chronic diseases coverage up to 5 lakh rupees at the registered hospitals under the scheme at Rajasthan. The hospitals can not charge any money from the patient if they are enrolled on the Chiranjeevi scheme. For people under the poverty line in Rajasthan, the Chiranjeevi scheme offers them hemodialysis services under the scheme as well.
The Chiranjeevi scheme also covers any medical cost, including the cost for medical tests up to 15 days after the patient is discharged from the hospital under its cashless facilities. This means that a patient does not have to pay for the post-discharge medical tests and other patient care services up to 2 weeks after their discharge as well. However, it is important to note that the scheme only offers cashless facilities for the 1576 medical tests that are officially enlisted under the Chiranjeevi scheme.
If the patient is diagnosed with any health problem or disease not covered under the scheme, they will be adequately informed that their diagnosis and further treatment will not be covered under the scheme, and they have to pay for the treatment themselves. This is the same if the patient is ordered any medical test that is not officially listed under the scheme guidelines. The patient will be required to pay for the test themselves. For detailed information regarding which diseases are covered under the scheme and which medical tests are covered under the scheme, you can visit this link. Or you can call the toll free helpline number, 18001806127.
Conclusion
The Chiranjeevi health scheme of Rajasthan has a huge potential for helping the underprivileged parts of the population of Rajasthan in availing best in class healthcare services. This is sure to reduce the rate of mortality in different parts of the population as well. If you are a permanent citizen of Rajasthan, you can visit this link to start your registration process for enrolling on the Chiranjeevi scheme. The scheme has been put into effect since May of 2021.